Pawsition

For UK pet insurers

A faster reunion is the cheapest claim.

UK pet insurers paid a record £1.23bn across 1.8m claims in 2024. Most lifetime policies fund advertising and reward cover for lost pets, plus a loss-or-death benefit when recovery fails. Pawsition cuts the time-to-reunion that drives those claim costs — and gives you an evidenced identity layer to validate ownership.

Discuss a pilot
£1.23bn
total UK pet-insurance claims, 2024 (record)
ABI 2025
1.8m
pet-insurance claims, 2024
ABI 2025
4.6m
UK pet owners holding cover (2024)
ABI 2025 / GlobalData 2024

See the interface

The affinity dashboard. · partner portal

Demo · sample data
pawsition.softwareforge.cc/console/insurer
47
claims deflected (QTD)
£82,400
estimated claims saved
3.2h
avg time-to-reunion
18,400
policyholder pets covered
Time-to-reunion (hrs), 6 mo
9.1
7.4
6
4.6
3.8
3.2
↓ 65% since onboarding
RegionPetsReun.Saved
London4,12071%£26,800
South East3,54068%£21,300
North West2,98064%£17,900
Scotland1,76062%£10,400
EXPORTQuarterly claim-deflection evidence pack — one-click PDF for your actuarial team.

The problem

Lost-pet claims are slow, severable, and avoidable.

Lifetime policies routinely include lost-pet advertising and reward cover, and a death-or-loss-not-found benefit. Reunion in days instead of weeks deflects the death/loss line and reduces the reward/advertising line. Pawsition is a free-to-policyholder community network that compounds this — every reunion is one claim avoided. Globally, biometric pet ID has been validated as a recovery layer; the UK is an open lane.

What you get

An affinity / verification layer for your book.

Faster reunions on your book

Co-brand Pawsition with your insurance product; offer it free to every policyholder. Each successful reunion is a deflected lost/found claim.

Identity verification

Microchip plus photo identity provides two-factor proof of ownership for theft / pedigree disputes.

Risk data feed

Aggregated, anonymised regional missing-pet patterns to inform pricing and product copy. Available on pilot.

Open-source, UK-hosted

No US cloud dependency. Open-source stack, self-hosted in the UK. Auditable end to end.

What's next

Unlocks when you sign.

White-label co-brand

Your logo + colour token applied to the policyholder sign-up flow.

Aggregate reunion dashboard

Time-to-reunion across your book, broken down by region and species.

Claim-deflection audit

Quarterly evidence pack: reunions credited to Pawsition vs counterfactual.

Talk to us.

Discuss a pilot

Sources